Some Great Tips for Safe Shopping Online

Online shopping has made shopping convenient and quicker than ever before. Online shopping offers amazing cashback discounts and a wide variety of products for selection. It saves you from the mob and contributes to a cleaner and greener environment.

There are usually no shipping charges and in a few clicks, the product is delivered right at your doorstep. If you do not like the purchased item, you can always return it back and purchase something else. Gone are the days when you actually had to get dressed to go to the mall. Now, you can buy items right from your sofa at home.

Online shopping also provides you the privilege of shopping from other countries, without actually visiting them. Just log on to the e-store of your favorite retailer and shop away without worrying about a thing. Online shopping has changed the face of the modern shopping industry. It has increased sales and has provided customers with a pleasant shopping experience.

Online shopping also helps you to become a compulsive shopper, rather than an impulsive one. The environment of brick and mortar stores is alluring. You end up spending money on items you do not need and you cannot afford. Since online shopping is done from home, you are not carried away by seeing a new item. You are in control of your spending habits and make a purchase after repetitively thinking if you need the product or not. Online shopping has so many pros that are almost impossible to sum them.

However, online shopping can be insecure at times and you need to follow strict guidelines to make sure you do not fall victim to fraudulent transactions. There are many fake websites, claiming to be online banks, whereas in reality they are only trying to steal your credit card information.
You should not let your guard down while shopping online and beware of your surroundings at all times. Using some common sense and being proactive can save you major trouble. Some websites are especially designed to take advantage of unwary shoppers. While trying to grab bargain, make sure you do not fall prey to any of such hoax websites.

The internet can be a dangerous place sometimes, with a large number of cyber criminals trying to trap you at all times. A few precautions will help you become a smart shopper and you will hardly take any time to detect a cyber criminal.

We share with you some tips for shopping safe online. Just follow these tips, implement them and see how enhanced your shopping experience becomes the next time you shop for anything online:
Some websites can deceive you by being a business, whereas they are just fraudulent websites. Others can lead you to download spyware software on your system and can access all your personal information. Many modern sophisticated hackers can abuse customer databases to gather customer payment information.

These guidelines are easy to follow and once you start practicing them, you cannot shop any other way. So, read on the following and see what you should strictly consider before you start buying items online.

Research about your retailer

Make sure you research carefully about the retailer. It is best to purchase from a popular online retailer. But if you are making purchase from an unknown one, read online reviews thoroughly before buying an item.

Also, some positive reviews may be unreal, so use your common sense and try your best to differentiate between real and fake ones. Some of the retailers are stamped an antivirus provider. These retailers can be a good choice to shop from. Low ratings of a retailer are an indication that you should not shop from that particular store.

Beware of site links with misspellings, fraud retailers try to trap consumers by using a similar domain name. These sites may look luring, but this is a trick and such cyber criminals can deceive you into giving them your personal and credit card information.

Only use a payment portal with buyer protection

Try to swap a credit card instead of a debit card while shopping online. Although a debit card means you are using your own money. A credit card provides you more flexibility in case of a chargeback. A chargeback occurs when a transaction is invalidated and refund is provided to you as the buyer.
The chargeback can flagged by your bank in case of a fraudulent activity or can be initiated by the credit card holder, depending on the circumstances. It is also highly recommendable that you use a single use credit card number.

This allows you to protect your actual credit card number as the single-use credit card number is attached to your regular credit card number. This layer of protection serves well in situations, where there is a danger of losing your credit card information. This makes online shopping convenient and incase even if your account is hacked, your financial information is safe and not revealed.

Make sure the page you enter your credit card information is not encrypted

When using check out portals of online retailers, make certain that the web address has https instead of http. Https is an indication that you are using a safe method to send your credit card information to the reseller. The encrypted communication between the consumer and the retailer ensures that your credentials are secure, even if someone is trying spy on your transactions.

Make sure to log out and clear the history, cache and cookies, if you are using a shared computer

This is a common ground rule and this applies for almost all your accounts online. While using a shared computer make sure to log out and clear your cache and history, after you have finished your online purchasing. You never know the next guy using the computer can misuse your credentials, if he gets his hands on them.

Never provide your social security details to any retailer

Never give away your social security details to any retailer. If any retailer asks for your social security number to allow you purchase a product, then beware as they are just scammers trying to get hold of your credentials.
However, sharing your birthday cannot be a bad idea. It is just a part of piece of information; the scammer will require hacking your account. Sometimes scammers set up web pages with enticing deals. Make sure you are not lured by these deals, as they are just traps to deceive you and invade your privacy.

Make sure the online seller has a brick and mortar location

All popular and genuine retailers have online shops. If your merchant has a suspicious address, then you know that this is not the retailer to buy from. If you are making a purchase from another country, then it is all the more important for the store to have a physical presence otherwise it may be impossible or difficult to return the goods.

Read carefully the sellers shipping, exchange, refund and return policies

Read carefully to check if there are any escalated shipping charges or any other added fees. Some coupons lure you to sign up and join the coupon club. Do not make the mistake of linking to these coupons club as they may provide you discounts but can charge you a monthly fee.
Also, know the refund and return policy. Make sure you exchange or refund the item in the estimated number of days. Do not allow yourself to be surprised with some unread rules or regulations.

Read the privacy policy of the seller thoroughly

Read carefully the privacy policy and always select not to share your information with third parties. Also, it is best to create a separate email address to avoid cluttering your personal inbox with sales ads and other junk mails.

Shop on your smart phone

Try shopping from the app of the retailer or through the mobile browser. Turn off the Bluetooth if you do not use it. Also, set a password on your cell phone, so the phone automatically locks itself after a period of inactivity. Also, check if you are using a safe connection before transmitting your credentials to the retailer. In case you lose your phone, remotely wipe the data and disable the device. You can use Find my iPhone and Android device manager, for clearing our both iOS and Android devices respectively.

Evaluate and calculate the total cost

Consider the account shipping and sales tax before making any purchase. If you think, you might have to return the item, read the return, refund and exchange policy carefully. Try researching excessively before sealing the deal. It is not necessary that your favorite retailer will offer you the best deals at all times. There are times when you can have best deals elsewhere too.

Use a top-notch anti malware software

To secure your system from viruses or other attacks, it is best to install an anti malware software. Keep your malware up to date so it can tackle newly generated threats. Make sure the automatic updating feature is permitted to keep your system safe.

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